Are You Sentimental About Your Auto Insurance Company?

Cheap Car Insurance

Are You Sentimental About Your Auto Insurance Agency?

Why is it that you aren’t comparing auto insurance quotes? Is it because you’ve had the same company for years and you kind of feel attached to them? It might sound silly, but I think a lot of us get that way. With money being a little tight today it might not be a bad idea to spend a few extra minutes and compare. With online quotes being simple to get, why not spend a few minutes- you might be surprised and get to keep a little extra cash in your wallet- not a bad thing is it?

Deductible, liability, no fault- the terms of auto insurance can get a little confusing and figuring all this out on your own might seem like a mountain- so why not talk to an agent. A real person instead of a computer screen, a face to face or even a phone to phone conversation could help to answer questions which could lead to some significant savings- not a bad way to save a buck or two.

Maintaining a safe driving record is also a great way to keep the cost of auto insurance down. AAA offers classes that wouldn’t take a lot of time and could save you some money- and maybe make you a better driver- those are impressive benefits.

Young drives pay a large premium for the privilege of driving. Having three children I know this for a fact. Comparing and keeping that safe driving record are important for guarding the wallet. A few extra moments to check the rear view mirror are well worth the effort to avoid an accident or a ticket. Keep the cell phone on the seat and out of your hand- you can always pull over to answer the phone- don’t take any unnecessary chances.

Discounts are worth seeking out. Look on line, ask an agent, and use your bargaining power. So, just because you’ve always done things the same way, doesn’t mean you can’t teach a young dog a new trick. Whose money is it anyways? If a new company wants your business and can offer you a better deal- why stay with the old company? As you count your extra cash each month the old sentimental feelings might just be replaced with a happy smile and a great sense of satisfaction for a job well done. What really do you have to lose by shopping around and comparing rates?

There are several factors that are important in determining how much you can save on your car or automobile insurance premiums by getting a car insurance quote. Let’s discuss a few right now, so you can have the best chance to find cheap car insurance.

First, the driving record of the drivers in your household is a major factor. Violations such as speeding, reckless driving, and failure to obey a traffic device all drive up your policy rates, and a driving record with no violations means lower prices. Good advice, drive safely and make sure the other drivers in your household do as well.

Second, the ages of the drivers in your household. The younger drivers, especially those under twenty-five, will have higher risk associated with them, and therefore they will tend to drive your policy quote higher. You can mitigate this somewhat by making sure they take driver’s education and safety courses offered by your local school district or AAA.

Third, the types of vehicles on you policy effect your premiums. Sports cars and expensive luxury cars are often more expensive to insure, and coverage for a classic or antique vehicle can also be higher. Older vehicles that do not require collision coverage can spell cheap car insurance, and these are sometimes a good alternative for younger drivers. Don’t sacrifice safety features like daytime running lights and anti-lock brakes though, because those features often mean nice insurance discounts.

These are just a few hints and tips to follow. In addition to this page for English speakers we also have a page in Espanol called “Seguro de carros baratos”. Shouldn’t you take 8 minutes and get your quotes now?

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“ I’m just a regular guy who hates high insurance rates as much as the next person. That’s why I put this site up, hopefully so I could help a lot of people find lower rates. Get your quotes now… I think you’ll be glad you took the 8 minutes. ”

from Ed Cuellar Insurance Agency http://edcuellar.com/are-you-sentimental-about-your-auto-insurance-company/
via http://edcuellar.com